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Filing for bankruptcy is a big decision. In 2019, around 469,000 non-business and 14,524 business claims filed under Chapter 7 of the...

On January 01, 2022, New Jersey’s statewide moratorium ended for tenants who had failed to pay rents during the pandemic. This means...

In an ideal world, we would all be taking on debt that can be repaid easily without glitches over time. But, in reality, tough...

Filing bankruptcy can indeed wipe out an overwhelming amount of debt for you. Whether you are an individual or a business owner, it gives...

According to the US Bureau of Labor Statistics, as many as 20% of small businesses in the country fail within their first couple of years...

Getting stuck in a never-ending cycle of credit card debt can be extremely frustrating. If you find that every month you are paying just...

There are many challenges in life that we all work through, but sometimes it is difficult to get out of a tough financial situation....

Any business can encounter financial distress in turbulent economic times. When a business finds itself falling behind on its taxes,...

The student loan debt crisis has been grabbing headlines for years across the country. By June 2020, over 44 million Americans held $1.6...

For small business owners that are struggling with debt, bankruptcy may provide some much-needed relief. They can file bankruptcy under...

Declaring bankruptcy in New Jersey, or anywhere in the US, is a major decision that can have long-term consequences. This makes it...

Bankruptcy filings increase during periods of economic crisis. For instance, a total of 630 US companies declared bankruptcy in 2020,...

Debt and its consequences can adversely affect more than just your financial life. The stress and anxiety about the overdue bills may...

Filing for bankruptcy can be an overwhelming decision. There is much to consider, including evaluating all your options and understanding...

Experiencing financial distress to the point of being harassed by your creditors is a very embarrassing and isolating experience. How can...

I recently had a client who really did not want to file a case in Bankruptcy. Who could blame her? It is not something to be undertaken...

No one ever wants to make that first call to a lawyer of any kind, and calling the Bankruptcy lawyer is probably the worst of all. Be...

Chapter 13 bankruptcy protection is commonly referred to as “wage earners protection”. It is referred to in this way because this type of...

Chapter 7 bankruptcy can also be referred to as a “liquidation plan” because a debtor’s non exempt assets will be liquidated by the...

The biggest qualification is related to the income of the debtor. If the debtor’s income is higher than the state median then a “means...