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Smart Tips to Get out of Credit Card Debt
Getting stuck in a never-ending cycle of credit card debt can be extremely frustrating. If you find that every month you are paying just...
Top Questions to Ask Before Hiring a Bankruptcy Lawyer
There are many challenges in life that we all work through, but sometimes it is difficult to get out of a tough financial situation....
5 Ways Businesses Can Overcome Financial Distress
Any business can encounter financial distress in turbulent economic times. When a business finds itself falling behind on its taxes,...
Options for Addressing Student Loan Debt
The student loan debt crisis has been grabbing headlines for years across the country. By June 2020, over 44 million Americans held $1.6...
An Overview of Bankruptcy for Small Business Owners
For small business owners that are struggling with debt, bankruptcy may provide some much-needed relief. They can file bankruptcy under...
Differences between the Chapters of Bankruptcy
Declaring bankruptcy in New Jersey, or anywhere in the US, is a major decision that can have long-term consequences. This makes it...
Why Filing for Bankruptcy Could be the Right Move for You?
Bankruptcy filings increase during periods of economic crisis. For instance, a total of 630 US companies declared bankruptcy in 2020,...
Three Situations to Consult a Bankruptcy Lawyer
Debt and its consequences can adversely affect more than just your financial life. The stress and anxiety about the overdue bills may...
Filing For Bankruptcy in New Jersey: Step by Step
Filing for bankruptcy can be an overwhelming decision. There is much to consider, including evaluating all your options and understanding...
It's not Easy to Talk About Bankruptcy
Experiencing financial distress to the point of being harassed by your creditors is a very embarrassing and isolating experience. How can...
Why Sometimes Filing a Bankruptcy Case is the Only Real Option.
I recently had a client who really did not want to file a case in Bankruptcy. Who could blame her? It is not something to be undertaken...
When is it Time to Call a Bankruptcy Lawyer?
No one ever wants to make that first call to a lawyer of any kind, and calling the Bankruptcy lawyer is probably the worst of all. Be...
Chapter 13 Bankruptcy Protection
Chapter 13 bankruptcy protection is commonly referred to as “wage earners protection”. It is referred to in this way because this type of...
Chapter 7 Bankruptcy Protection
Chapter 7 bankruptcy can also be referred to as a “liquidation plan” because a debtor’s non exempt assets will be liquidated by the...
Eligibility Requirements for Chapter 7 Bankruptcies
The biggest qualification is related to the income of the debtor. If the debtor’s income is higher than the state median then a “means...
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